Can You Figure this out?Its Pretty simple :-)

1.What does man love more than life
Fear more than death or mortal strife
What the poor have, the rich require,
and what contented men desire,
What the miser spends and the spendthrift saves
And all men carry to their graves?


2.
Outside a room there are three light switches. One of switch is connected to a light bulb inside the room.
Each of the three switches can be either 'ON' or 'OFF'.

You are allowed to set each switch the way you want it and then enter the room(note: you can enter the room only once)

Your task is to then determine which switch controls the bulb ??


3.Can you decipher the following common phrase?

T M C
A U O
H S M
W T E